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Taking a cat or dog to the vet can be quite expensive, and it is especially expensive if your pet is facing a serious medical problem. In fact, a vet visit for an emergency could cost you well into the thousands of dollars. These types of situations are more common than you may think. It is estimated that every six seconds a pet owner faces a vet bill exceeding three thousand dollars!

Even routine expenses can add up quickly, and the average pet owner spends hundreds of dollars a year in veterinary costs. Luckily, there is a way that Michigan residents can reduce their vet bills substantially for emergency and non-emergency situations. You can purchase health insurance for your pet! There are multiple providers of insurance to choose from for your four legged friend, and some of these policies cover virtually any veterinary expense you could be faced with.

When you purchase pet insurance, you need to make sure that you are getting comprehensive coverage rather than simply buying accident coverage. Comprehensive plans cover both accidents and illnesses. Here are some examples of excellent comprehensive plans available to Michigan Residents:

Healthy Paws:

Healthy Paws covers just about all veterinary expenses that you could face, and there are no coverage limits. This makes Healthy Paws a great choice for pets that have a chronic condition. It is also easy to get Healthy Paws pet insurance. The plans are affordable, and you can get a quote easily.


Embrace offers quality pet insurance that offers coverage in the event of accidents and/or illnesses. In addition, Embrace even covers routine veterinary expenses. While they offer coverage to adult cats and dogs, they also offer excellent coverage for puppies and kittens. Embrace has excellent customer service that is available 24/7, and it is easy to make a claim online.

Progressive’s Pet’s Best Plans:

While Progressive is best known for their car insurance, they also offer pet insurance to Michigan residents. Their plans can protect you from costs incurred by both accidents and illnesses, and these plans are available for as little as a dollar per day. They can cover up to 90% of veterinary expenses. You can get a quote on pet insurance from Progressive online. Once you get a plan, it will never be canceled due to the pet’s age.


Esurance is a subsidiary of Allstate, and they offer quality pet insurance to Michigan residents. Their plans will protect your pet in the event of both accidents and illnesses, and you can get a quote from their website. Their plan will sometimes even cover alternative treatments, such as acupuncture.

Schoen Insurance:

Schoen offers insurance policies for dogs and cats, and the company is based out of Michigan. Their insurance policies are affordable. In addition to covering veterinary expenses for your pet due to accidents, Schoen also offers plans that cover routine veterinary care and illnesses. You can get a quote from Schoen online. They offer a variety of plans, and Schoen can help you to choose the right type of coverage for your pet.

The ASPCA’s Pet Insurance:

The ASPCA offers a wide variety of plans to Michigan residents from the Hartville Pet Insurance Group. You can choose one of their basic plans for a much lower price, but there are also plans that offer coverage for nearly all accidents and illness. They even have plans that cover routine care, such as spaying and neutering. Their plans are reasonably priced, and they offer a high quality of customer service to their clients. You can learn more about the ASPCA’s pet insurance here.

Murphy-Goddard Pet Inusrance:

Murphy-Goddard is based out of Redford, Michigan, and they offer pet insurance to residents of the entire state. Their insurance covers both injuries and illnesses, and their rates are affordable. They offer excellent customer service to their clients, and you can call the customer service number anytime during business hours. If you are interested in learning more about their pet insurance plans, you can read more here.