Kansas residents own more pets than most other states in the country at more than 61% of households. This encompasses cats, dogs, birds, hamsters, and a variety of other pets that families love and care for regularly. Pet owners spend thousands of dollars every year caring for their pets. From purchasing the best food to buying them the best toys and equipment to help make walks and playtimes easier and more enjoyable, pet owners have no problem spending money on their pets. Unfortunately, spending money on pets isn’t always enjoyable.
When a pet is injured, harmed, or suffers from an illness, spending money on costly veterinary care is too much. Depending on the injury or illness a pet suffers from, the cost of veterinary car can exceed thousands of dollars. If a pet is injured in a car accident, many families might look at veterinary bills in the tens of thousands of dollars. It’s a lot of money, and not every Kansas resident can afford to spend that kind of money on their pet even if it means saving the pet’s life. It’s just unaffordable, and it leaves families in a tough place making even more difficult decisions. It’s why many Kansas residents choose to take advantage of pet insurance.
Pet Insurance and What it Covers
The thing about pets is they tend to do what they want when they want to do it. This means a cat might decide to jump off the top of the staircase to chase a ball that goes over the edge of the bannister. Broken legs, a fractured paw, and a myriad of other injuries might occur, and your vet might provide you with a price you simply cannot afford. A dog might escape from the yard or his leash to chase a squirrel right into traffic. Animals do things they don’t necessarily realize are dangerous.
- Broken bones
- Health issues
- Annual check-up
Pet insurance covers things you must do to keep your cat or dog healthy, as well as things you don’t want to ever find yourself with a need to do. Now is the time to consider pet insurance so you can keep your pet healthy and in good shape.
How Pet Insurance Helps
You can control many things in life, but what happens to your pets in Kansas isn’t always one of those things. Even something as simple as the weather can cause your pet harm. A hot, humid day might result in a dog that becomes dehydrated playing in the lawn without you ever realizing it. In fact, some cats and dog breeds do not fare well in hot or humid conditions, and they’re made to live in the cold. If you have a cat or dog like this, the simple act of going outside in the heat for a few minutes is enough to cause health concerns and complications for many animals.
Pet insurance helps you keep your pet safe. You have the option to compare plans with different companies so you can choose the one that works best for you. If you prefer a low monthly payment, you can opt for a high-deductible plan. If you prefer a co-pay, you can choose a co-pay plan that works for you. If you choose to utilize a reimbursement plan, you can submit all your animal’s paperwork following all of your appointments to seek reimbursement from your insurance company.
Helping your cat or dog by purchasing pet insurance isn’t just for financial peace of mind. It’s for the peace of mind of your entire family. When you’re comfortable in the knowledge you can afford medical treatment for your pet if the worst things happen, you feel better. Your family loves your pet in a way that only family knows how to love, and it means keeping them happy. Families can’t bear the idea of losing a pet due to a high veterinary bill they must choose to forgo if they can’t afford it, but pet insurance takes that difficult choice away and makes it easy to save your animal’s life if the situation warrants.