Connecticut, the third smallest state in the US, is nestled in southern New England. Its coastal location boasts many beautiful beaches and small rural towns, making a great area to raise a pet. Connecticut’s climate means that residents experience all four seasons; spring, summer, fall and winter. Winters are typically cold and summers are warm and humid. Due to this fact, you’ll want to choose a pet that is adaptable to a multi-climate home. Despite the ever-changing weather, Connecticut is home to over 2.1 million cat and dogs!
Owning a pet is an enjoyable experience but as with any responsibility comes a cost. Pets need yearly health care checkups like humans do. The health care needs vary from pet to pet but it is inevitable that at some point, you’ll need to seek the expertise of a veterinary professional. Keeping on top of vet visits is important for proactive care but unfortunately you can never plan for unexpected visits and it is important to be prepared. A normal well exam can cost around $50 to $55 and if your pet is due for any vaccinations, that can cost up to an additional $15 to $25. And of course there are those unexpected vet visits when your pet is ill with an infection or was injured playing outside. In these cases, you’ll often find yourself having to visit an emergency vet clinic. Unfortunately, these visits come with a hefty price tag, ranging from $500 all the way to a couple thousand dollars. You definitely never anticipate having to make an emergency vet visit or pay for an unexpected procedure but being prepared by having insurance coverage for your pet can help to deflect the out of pocket cost.
Buying pet insurance is a great step to being prepared for any unexpected vet costs that you may encounter over the course of your pet’s life. It is easy to enroll and many pet insurance companies have an option for you to register directly online. Pet insurance usually entails three levels of coverage for you to choose from; level one, level two and level three. Level one coverage usually entails coverage strictly for injuries only which can cover from broken bones, swallowed objects all the way to bite wounds and car accidents. Level two coverage expands beyond and covers your pet for both injuries and illnesses which can entail anything from the injuries mentioned above to illnesses such as cancer, diabetes and ear infections. Level three coverage is the most comprehensive and covers injuries, illnesses and advanced care. With level three coverage you’re set for coverage on everything from burns and cuts, cancer and diabetes all the way to behavioral issues and alternative therapies. Choosing the pet insurance that best meets your needs can be difficult but read below to learn about two pet insurance companies that are sure to meet your needs and budget:
ASPCA Pet Health Insurance is a great option for pet owners of all budgets. They offer three levels of coverage and go into details about what exactly each level covers for care. The level one plan typically is around $17 dollars a month, the level two plan is around $55 dollars a month and the level three plan is around $74 dollars a month. The cost of a specific plan that you choose is dependent on the state you reside in, the age and breed of your dog and their gender. You can receive a free quote before signing up and ASPCA is more than willing to work with you online or via phone.
Pets Best Pet Health Insurance is another great option for pet owners of all budgets. They offer both accident only coverage, routine care coverage and accident and illness coverage. Their routine care coverage helps to pay for regular and expected veterinary visits and there is no deductible to meet. Their accident only coverage is a great option for those on a strict budget and covers anything from broken legs to accidental swallowing. Their accident and illness coverage is their most comprehensive coverage plan and helps pet owners to pay for treatments associated with illnesses or cancer. They also provide free quotes if you’d like more information on which insurance plan you should choose!