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The California lifestyle lends itself to pet ownership. Having a pet brings out the best in a state known for its diverse climates and cultural experiences. You can walk your dog on rustic canyon trails, snowy mountain paths or sunny sandy beaches. It doesn’t matter whether you live in Southern, Northern or Central California, dogs and cats are valuable life-long companions.

Pet lovers in “The Golden State” are also as varied as the unique breeds, sizes and types of animals they own. Large dogs are continually needed to work in such vital industries as security and agriculture. Medium sized dog breeds are often trained as companion animals for seniors, returning veterans and the disabled. Meanwhile, cats and toy dogs are uniquely suited for pet owners who require a pet who strives with little to no daily outdoor exercise.

Best of all, our domestic pets now have the chance to live longer, healthier and more productive lives. Much like medical science aimed at human beings, the field of veterinary medicine has evolved beyond basic life-saving measures. Trained veterinarians now regularly assist pet owners to enrich the lives of their pets in a myriad of ways. Every facet of the mental, physical and emotional health of our pets can now be given top priority.

To make this a reality, pet owners should follow the same medical guidelines as those set for human family members. Routine medical examinations are the best way to uncover and treat possible diseases in their earliest stages. Should your pet be exhibiting signs of illness or abnormal behavior, it is important to have a Veterinarian observe the patient in a timely fashion. In turn, a veterinary hospital or clinic will conduct necessary tests and send them to the lab for an educated analysis.

To provide beloved pets with longer and healthy lives, animal owners know that these examinations and tests are not free. In fact, the cost of veterinary visits and prescriptions often rivals that spent on our human family members. This is exactly why so many pet owners in California look for health insurance policies that will cover their pets, in the same way they insure other members of their family.

Luckily, health insurance for pets can be purchased in much the same manner as you would select a health insurance policy for human beings. The cost of coverage is calculated by the level of care you wish to select; as well as the age and current heath of the patient. Pet insurance companies allow you to choose from various deductibles, co-pay amounts, policy caps and annual premiums.

Your chosen pet insurance policy can also cover standard inoculations, prescription drugs and foods. Also important are veterinary procedures such as spaying, neutering and life-saving surgeries. As any pet owner knows, without pet insurance even the simplest emergency office visit is likely to cost hundreds of dollars. Should an emergency be as desperate as your pet being hit by a car or swallowing a non-edible item, veterinary bills can easily run several thousand dollars.

The ability to purchase pet insurance online, has granted pet loving consumers access to premium companies and competitive pricing. User-friendly websites offer the ease of making this important decision from the comfort of your own home computer or mobile device. You can insure as many pets as you have in your household, tailoring each policy to best serve their individual needs. Two of the most reliable pet insurance companies are Embrace Pet Insurance and Health Paws Pet Insurance.

Embrace Pet Insurance offers insurance plans that grow and change with the age of your pet. You can upgrade your policy as necessary to support your pet’s life stages and healthy aging. This company offers coverage for hospitalization, therapy and medical devices. Breed related health concerns are also covered, such as hip dysplasia that can strike larger dog breeds.

Healthy Paws Pet Insurance is a pet insurance company that does not limit the number of claims you make within a given year. They offer policies that have no coverage limits for pets who require ongoing veterinary care or must be treated for chronic illnesses. For the concerned pet owner, these options are both life-enhancing and financially imperative.