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Living in Arkansas is a dream come true for many. The weather is lovely throughout the year, providing beautiful winters and even more amazing summers. The people who call this state home appreciate the diverse nature of Arkansas, from the bit cities to the glorious nature trails, natural springs, and the beauty of all things outdoors. Unfortunately, the same things that make Arkansas living beautiful for so many families also makes it more dangerous for families with pets. Pets are family, and cats and dogs in Arkansas need pet insurance. If you have a cat or dog here, it’s time to consider what pet insurance might do for your family.

It’s not expensive, it’s not a waste of money, and it can save you thousands of dollars in veterinary costs as long as your cat or dog is alive. Arkansas is home to many poisonous snakes and spiders, it’s home to many rocky trails, and it’s home to some inclement weather throughout the year. If your dog is on a nature hike and is bitten by a poisonous snake protecting your family, he will need medical care. If a frosty winter causes your cat to slip and break a leg, or a hot summer causes your cat to suffer dehydration, it requires medical care.

Pet Insurance in Arkansas

Saying pets living in Arkansas are more likely to suffer health issues than pets anywhere else is inaccurate. Pets are all susceptible to poor weather conditions, accidents, and even health issues that cannot be prevented if they’re hereditary. However, there are some things in every state that put pets at a higher risk of being injured than other states. If you choose to insure your pet, you’re doing yourself and your family a favor.

  • Reducing costs of veterinary bills
  • Reducing the likelihood your animal will suffer greatly because of your financial situation
  • Protecting your family from loss

These are just a few of the benefits of purchasing a pet insurance plan for your animal. Imaging finding yourself in a situation where you must choose between paying your mortgage or saving the life of your animal if it’s injured in a car accident. Veterinary care is expensive, and it’s not something all families can afford when their animal’s life is on the line.

What Does Pet Insurance Cover?

Pet insurance works much like health insurance. You might pay a co-pay when you walk into the doctor’s office for a check-up or into the emergency room for an examination after an accident. Pet insurance works the same. Whatever your pet’s treatment needs encompass, his or her insurance policy helps cover the cost. Whether it’s a yearly visit to the vet for shots or your pet has suffered an injury after running out in front of a car, your pet’s insurance policy helps you afford the cost of treatment. With pet insurance, you’ll never worry about being able to afford to care for your pet when the unthinkable occurs.

  • Illness
  • Injuries
  • Medication
  • Shots
  • X-rays
  • Emergency care
  • Standard veterinary care
  • Overnight visits

There’s nothing your pet’s insurance policy will not cover. By comparing policies to see which one might be most beneficial to you, you can ensure your pet is always safe from illness and injury in terms of being able to afford the services required to save your pet’s life.

Is Pet Insurance Right for Me?

If you have a pet, and you have the money to cover the cost of any veterinary service necessary to keep your cat or dog alive, you might not feel pet insurance is necessary. If you cannot afford basic veterinary care, pet insurance is certainly right for you. Pet insurance is right for anyone who wants to lower their own out-of-pocket expenses when it comes to veterinary care. There’s no right or wrong answer for anyone, but it’s much simpler to have insurance and pay less out of your own pocket than it is to pay thousands of dollars when the unthinkable occurs and your pet’s life and health is put in jeopardy.